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Semi Truck Load Profit CalculatorKnow Before You Book.

Gross to net on one load, with every cost in it: fuel and DEF for all the miles, the broker's cut, the driver, tolls, maintenance, insurance and the days the truck is tied up. Your cost per mile against the national average, your break-even rate, and the rate that hits your margin.

Deadhead miles charged, not ignoredATRI 2025 cost per mile benchmarkBreak-even rate and fuel pricePer-mile or flat rate
Start from
Units
Net profit on the load$0

The load

What it pays and how far it goes.
mi
mi
Empty miles to the pickup and after delivery.
$
Per mile, or the whole load if flat.
$
Detention, lumper, layover, stop-offs.
%
Of gross. 0 for a direct shipper.
%
Sets the suggested rate and the verdict.

The costs

For this load only. Fixed costs are charged by the day.
$/gal
mpg
Loaded average. Use the fuel calculator if you are not sure.
%
$/gal
$
For the load, including deadhead.
$
$
About 20 to 25 cents a mile.
$
$
Factoring, scale tickets, parking.
$
Payment, plates, ELD, overhead, per working day.
days

The verdict

$0net profit on the load after every cost
$0profit per mile across all miles
$0your cost per mile vs the ATRI average

The ledger

Margin 0% of gross

Rates

What this load pays, and what it would have to.
Gross per loaded mile, accessorials included
Gross per mile run, deadhead included
Break-even rate per loaded mile
Break-even diesel price
rate per loaded mile for your target margin

A planning estimate from the numbers you entered. The ATRI benchmark is the 2025 national average all-in cost per mile from the American Transportation Research Institute; your own books are the truth.

The math, with your numbers in it

Gross, Less The Broker, Less Everything Else.

The order matters. The broker is paid out of gross, fuel is burned on every mile, and the truck costs money on the days it sits at a dock. Every figure below is live.

Revenue
Net revenue = (rate × loaded miles + accessorials) × (1 − broker %)

A flat rate replaces the rate-times-miles term. Accessorials are paid on top and the broker takes a share of all of it.

Costs and profit
Costs = fuel + DEF + driver + tolls + maintenance + insurance + other + fixed/day × days

Fuel is all miles, loaded and empty, divided by MPG, times the pump price; DEF is a percent of those gallons. Net = net revenue − costs, margin is net over gross, and cost per mile is costs over all miles, which is the figure ATRI measures across the industry.

Break-even and target
Ratetarget = (costs − accessorials × (1 − broker − margin)) / ((1 − broker − margin) × loaded miles)

Set the margin to zero and that is the break-even rate. The break-even fuel price is today's price plus the net divided by the gallons: how far diesel can rise before the load turns.

  1. What reaches the carrier

  2. What the load costs

  3. What is left, and how it compares

  4. The rate it would take

    The target formula is solved for the per-loaded-mile rate that leaves your margin after the broker's cut, so you can counter with a number instead of a feeling.

What it costs the industry to run a truck

The ATRI 2025 Cost Per Mile.

The American Transportation Research Institute surveys carriers every year. These are the 2025 figures the calculator compares you with. Beat them and a thin rate still works; miss them and a good rate does not.

All-in cost per mile
$2.34

Up 3.4 percent on 2024 and a record. The Northeast ran highest at $2.52; the South Central region lowest at $2.23. Excluding fuel, $1.85 a mile.

ATRI, Operational Costs of Trucking, 2025 update
Driver wages and benefits
$1.03per mile

81.8 cents in wages and 21 cents in benefits, 3.3 percent higher than 2024 and over a dollar a mile for the first time. The largest line on most fleets' ledgers.

ATRI, 2025 update
Fuel
$0.48per mile

Nearly flat on 2024, which is why the record total came from everything else. At 6.5 mpg that is diesel near $3.10 a gallon; at $3.75 the same truck is at 58 cents.

ATRI, 2025 update
Repair and maintenance
+8.6%

The fastest-rising line in 2025. Trucks are older, parts cost more and labor is scarce. A truck on a preventative maintenance program spends it on schedule; one that is not spends it on the shoulder.

ATRI, 2025 update
Deadhead
0dollars per mile

What an empty mile pays. The calculator charges fuel, DEF and wear on every mile and shows your rate per all miles beside the rate per loaded mile, because that gap is where loads quietly lose money.

From the ledger above
The broker's share
10to 20%

A typical range for brokered freight. It comes off the top, so a 20 percent margin on a brokered load needs a materially higher shipper rate than the same margin direct.

Industry practice
Load profit questions

Cost Per Mile, Rates And Whether To Take It.

(502) 789-6644
What does it cost to run a semi truck per mile?

The American Transportation Research Institute's 2025 update put the average all-in cost of operating a truck at $2.34 per mile, $1.85 per mile excluding fuel. Fuel was 48 cents a mile, driver wages 81.8 cents and driver benefits 21 cents, so driver pay passed a dollar a mile for the first time. Owner-operators with a paid-off truck and no benefits load can run below that; a new truck with a payment can run well above it.

How do I figure out if a load is profitable?

Take the gross pay for the load, subtract the broker's cut, then subtract every cost of running it: fuel and DEF for all the miles including deadhead, the driver's pay, tolls, a per-load share of maintenance and tires, insurance, and the fixed costs of the truck for the days the load ties it up. What is left is the net, and dividing it by all the miles gives profit per mile. If the net is positive but the margin is under what you need to cover the loads that go wrong, it is a thin load, not a good one.

Why count deadhead miles against a load?

Because the truck burns fuel, wears tires and uses the driver's hours on empty miles too, and nobody pays for them. A load that pays $2.60 a loaded mile but needs 150 empty miles to reach it pays far less per mile the truck actually ran. The calculator charges fuel, DEF and wear on every mile and shows the rate per loaded mile next to the rate per all miles so the difference is visible.

What is a good rate per mile for a semi truck in 2026?

It depends on the lane, the trailer, the season and the market, which is why the calculator does not guess one. The useful number is your own break-even rate, the rate at which the load exactly covers its costs, and then the rate that clears your target margin. ATRI's 2025 cost of $2.34 a mile is a reasonable floor: a rate near it leaves nothing for the loads that go wrong.

What is a broker fee and how is it counted?

A freight broker arranges the load and keeps a percentage of what the shipper pays, commonly 10 to 20 percent. The calculator takes the fee off the gross before any costs, so the margin and the break-even rate are figured on what reaches the carrier, not on the shipper's rate.

What should I put in for fixed cost per day?

Everything the truck costs whether it moves or not, spread over the days you expect to run: the truck and trailer payment, insurance that is billed monthly, plates, permits, ELD and software subscriptions, parking, phone, accounting. Add them up for the month and divide by working days. A newer truck with a payment is often $150 to $250 a day; a paid-off truck much less.

How much should I set aside per load for maintenance and tires?

ATRI reported repair and maintenance at roughly 20 cents a mile for fleets in 2025, with tires on top, and the figure jumped 8.6 percent that year. Twenty to twenty-five cents a mile across all the miles on the load is a sound starting allowance; a well-maintained truck on Preventative Maintenance runs below it, a neglected one far above it in the month it finally breaks.

What is a break-even fuel price?

The diesel price at which this load would make exactly zero. If the break-even is $4.40 a gallon and the pump is at $3.75, the load has 65 cents a gallon of cushion against a price spike before it turns to a loss. It is a quick way to see how exposed a thin load is.

Does the calculator include DEF?

Yes. Diesel exhaust fluid is figured as a percentage of the diesel burned, 3 percent by default, at its own price. It is a few dollars on most loads and it is never on a rate confirmation, which is exactly why it belongs in the math.

How does a breakdown change the math on a load?

One road call can erase the profit on several loads: the repair, a tow if it comes to that, the driver's time, a missed delivery window and the next load you could not take. Preventative maintenance is what keeps that line off the ledger. Superior Truck and Trailer runs PM programs and 24/7 Mobile & Roadside Assistance out of Louisville so the truck earns instead of sitting.

Louisville, KY and the counties around it

The Load Pays. Keep The Truck Able To Take It.

Preventative maintenance, mobile repair at your yard and 24/7 roadside assistance, all out of the shop on Bishop Lane. Call, and a person answers.

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